List of conditions

valid from 17.04.2023.

Maturity

30 days

45 days

90 days

Handling fee (due date is when signing the contract or on the day of prolongation)

1,75%

2,60%

5,20%

Interest (calculated to the grace period of the year) yearly*

18,50%

Prolongation cost (due date is on the day of prolongation)

3,00%

APR (Annual Percentage Rate)

48,9%

48,7%

48,8%

Penalty fees in case of returning the loan late:

Late interest (calculated on top of the basic interest rate) yearly*

6,00%

Handling extra fee (From the 1st day of grace period to the 7th day)

2,80%

Handling extra fee (From the 8th day, every 7th day)

1,50%

*Annual interest rates are determined on the daily settlement.

Extra discount at gold investment :

for a 30-day term: The handling fee is 1,6% instead of 1,75% (APN: 46,2%) and no Prolongation cost
for a 90-day term: The handling fee is 3,6% instead of 5,2% (APN: 40,2%) and no Prolongation cost

In case of a loan over HUF 1,000,000, we give an extra discount!

The minimum amount of the pawn loan is HUF 2,000.
When calculating the rates, the deadline includes the day of concluding the contract.

Representative sample

Maturity	30 nap	45 nap	90 nap
Amount of the loan	50 000 Ft	50 000 Ft	50 000 Ft
One-off handling fee rate at disbursement	1,75%	2,60%	5,20%
Received amount at disbursement	49 125 Ft	48 700 Ft	47 400 Ft
Annual interest rate	18,5%	18,5%	18,5%
Sum of interest at the end of maturity	760 Ft	1 140 Ft	2 281 Ft
Amount that has to be repaid	50 760 Ft	51 140 Ft	52 281 Ft
Complete fee of the loan	1 635 Ft	2 440 Ft	4 881 Ft
APR rate in the sample	48,9%	48,7%	48,8%

Maturity	30 nap	45 nap	90 nap
Amount of the loan	50 000 Ft	50 000 Ft	50 000 Ft
Annual interest rate	1,85%	18,5%	18,5%
Sum of interests at the end of maturity	760 Ft	1 140 Ft	2 281 Ft
APR rate in the sample	48,9%	48,7%	48,8%
Late interest (yearly)	24,5%	24,5%	24,5%
Amount of late interest according to compulsory sale	1 007 Ft	1 007 Ft	1 007 Ft
Handling extra fee (from the 1st day to the 7th day)	2,8%	2,8%	2,8%
Handling extra fee (from the 1st day to the 7th day) 4*1,5%	6%	6%	6%
Amount of Handling extra fee on the day of the maturity of the grace period	4 400 Ft	4 400 Ft	4 400 Ft
The amount to be repaid	56 167 Ft	56 547 Ft	57 688 Ft

in case of renewal

Maturity	30 days	45 days	90 days
Amount of the loan	50 000 Ft	50 000 Ft	50 000 Ft
One-off handling fee rate at disbursement	1,75%	2,60%	5,20%
One-off handling fee at disbursement	875 Ft	1 300 Ft	2 600 Ft
Annual rate	18,5%	18,5%	18,5%
Amount of rate at the end of maturity	760 Ft	1 140 Ft	2 281 Ft
Rate of prolongation	3,00%	3,00%	3,00%
Cost of prolongation	1500 Ft	1500 Ft	1500 Ft
At prolongation must be paid	3 135 Ft	3 940 Ft	6 381 Ft
APR in the sample	48,9%	48,7%	48,8%

Click here for the List of conditions from 17.04.2023.